Health Care Underwriter
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Health care underwriters are responsible for analyzing and assessing the risk of providing health insurance to individuals and groups. They use their knowledge of medical costs, insurance policies, and underwriting guidelines to determine whether to approve or deny coverage for applicants. Underwriters also work with insurance companies to develop and implement underwriting policies and procedures.
How to become a Health Care Underwriter
There are a few different paths to becoming a health care underwriter. Many underwriters have a bachelor's degree in a related field, such as business, finance, or mathematics. Others have experience in the insurance industry, either as an agent or in a claims department. Some underwriters also have a professional designation, such as the Certified Professional Underwriter (CPCU) or the Associate in Underwriting (AU).
