Personal Finance

About this Professional Certificate

: The Personal Finance Professional Certificate is designed for individuals to build financial literacy, one of the most pressing needs Americans face today. Financial decisions made by individuals impact the larger community in significant ways. A recent study by the Financial Industry Regulatory Authority (FINRA) reveals over 50% of Americans have less than $10,000 saved for retirement. In addition, over 50% of Americans have no emergency fund, unable to cope with an unexpected car repair without borrowing funds. Financial literacy is an urgent need for many and there is a pervasive cost to financial mistakes.

With the Personal Finance Professional Certificate, you’ll gain the basic building blocks to build a secure foundation for your future. Designed for the beginner to intermediate learner, the program consists of three courses:

Through these courses, you’ll develop your ability to:

Explore obstacles to financial success including cognitive errors and confirmation

What you'll learn

• This certificate is part of the Brian D. Jellison Financial Literacy Program. Thanks to the generosity of the Brian and Sheila Family Foundation, the courses within this certificate are available to audit at no cost. In this program, you will learn:
• Establish your budget with financial integrity through expense and income reconciliation, tax strategies, and a mindset for financial success for a lifetime.
• Explore your financial options with a robust understanding of the pros and cons to create a stress-free financial life.
• Understand the significance and risks of accessing open and secured consumer credit.
• Determine your insurance needs, find solutions, and understand the impact of stage of life on risk management decisions.
• Plan for retirement, understanding your income needs based upon your current lifestyle; discover the most common sources of retirement income.
• Develop your mindset for investing, crucial to achieving your financial goals, and learn how it impacts your communication with financial service professionals.

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