Fintech Overview from edX

This is the first in a series of courses on financial technology, also called Fintech. The course provides an overview of the most recent technological advances that are radically changing the financial services industry. These technological breakthroughs offer new ways for people to save, invest, borrow, and transact.

The course is structured in three modules. In the first module, we will discuss the characteristics and trends in finance and how emerging technologies are changing the financial industry. We will begin by looking at how efficient (or inefficient) the financial sector is. We will then learn how firms in the financial industry create value by reducing unit cost, increasing transparency, increasing competition, creating network effects, leveraging economies of scales, and lowering asymmetric information. And finally we will introduce three main technologies that are disrupting the financial sector: blockchain technology, machine learning, and Internet-of-Things.

In the second module, we will learn about the regulatory landscape that financial and fintech firms face. We will begin with an overview of the regulatory framework of the financial sector the United States with the understanding that the approach to regulating the financial sector is for the most part similar around the world. We will then proceed to look at recent initiatives on how to regulate fintech firms. Finally, we will conclude the module by looking at recent regulatory changes in Europe with respect to Open Banking, and at the pros and cons of regulatory sandboxes.

In the last module, we will complete our overview of the fintech sector by reading several articles and reports on the fintech industry, and discuss a business case on Ant Financial.

After you complete this course, you will have a broad understanding of the fintech landscape, and you will be ready to dive deep into the other courses of the fintech certificate.

Financial professionals are often required or encouraged to continue their education to practice their profession. For some associations, this program may be used for Continuing Education Credits. Please check with your local or national organization if the program qualifies.

What you'll learn

How financial institutions create value and build competitive advantage
How new technologies add value to financial products
How fintech firms navigate the complex regulatory environment

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Core audience is learners seeking a fundamental comprehension of the financial technology industry

Explores the altering landscape of finance through technological advancements, such as blockchain, machine learning, and IoT

Taught by Cesare Fracassi, an expert in financial technology

Delves into the regulatory framework of the financial sector, including the latest initiatives and recent changes in Europe

Appropriate for financial professionals seeking continuing education credits

Career center

Learners who complete Fintech Overview will develop knowledge and skills that may be useful to these careers:

Financial Analyst

Financial Analysts play an integral part in advising clients on investment decisions and strategy. Through the study of financial modeling, portfolio management, and risk assessment, you will gain skills essential to perform well as a Financial Analyst. Furthermore, this course will deepen your understanding of investment products, asset classes, and capital markets. These are all valuable components of building a successful career as a Financial Analyst.

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Credit Analyst

Credit Analysts evaluate the likelihood that a borrower will default on a loan. This course will help you develop an understanding of financial instruments, credit risk, and the role of credit ratings. Additionally, you will learn how to apply analytical techniques to make sound lending decisions. These skills are essential to the success of a Credit Analyst.

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Risk Manager

Risk Managers play a critical role in identifying and managing financial risks within an organization. This course will provide you with a comprehensive understanding of risk management principles, techniques, and best practices. Moreover, you will learn how to apply these principles to different types of financial risks. This knowledge will help you build a solid foundation for a career in Risk Management.

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Compliance Officer

Compliance Officers are responsible for ensuring that their organizations comply with applicable laws and regulations. This course will introduce you to the fundamental principles of financial regulation. You will also learn about the different types of financial regulations and how to interpret and comply with them. This knowledge is essential for a successful career as a Compliance Officer.

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Investment Banker

Investment Bankers provide financial advisory services to corporations and governments. This course will provide you with a thorough understanding of the principles and practices of investment banking. You will also learn about the different types of investment banking transactions and how to execute them. This knowledge will help you build the foundation for a successful career as an Investment Banker.

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Portfolio Manager

Portfolio Managers are responsible for managing investment portfolios on behalf of their clients. This course will provide you with a deep understanding of the principles of portfolio management. You will also learn about the different types of investment strategies and how to construct and manage a portfolio. This knowledge will help prepare you for a successful career as a Portfolio Manager.

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Financial Advisor

Financial Advisors provide financial advice and guidance to individuals and families. This course will introduce you to the fundamental principles of financial planning. You will also learn about the different types of financial products and services and how to recommend them to clients. This knowledge will help you lay the groundwork for a successful career as a Financial Advisor.

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Insurance Agent

Insurance Agents sell insurance policies to individuals and businesses. This course may help you gain a foundational understanding of the insurance industry and the different types of insurance policies available. However, it is important to note that a more specialized course or certification may be required to obtain a license to sell insurance.

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Actuary

Actuaries use mathematical and statistical techniques to assess risk and uncertainty. This course may provide you with a basic understanding of financial modeling and risk management. However, it is important to note that a more specialized course or certification may be required to become a qualified actuary.

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Quantitative Analyst

Quantitative Analysts use mathematical and statistical models to analyze financial data. This course may provide you with a foundation in financial modeling and data analysis. However, it is important to note that a more specialized course or certification may be required to become a qualified Quantitative Analyst.

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Software Engineer

Software Engineers design, develop, and maintain software systems. This course may provide you with a basic understanding of the technologies used in the financial industry. However, it is important to note that a more specialized course or certification may be required to become a qualified Software Engineer.

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Data Scientist

Data Scientists use data to solve business problems. This course may provide you with an introduction to data analysis and machine learning. However, it is important to note that a more specialized course or certification may be required to become a qualified Data Scientist.

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Business Analyst

Business Analysts identify and analyze business problems and develop solutions. This course may provide you with a foundation in business analysis techniques. However, it is important to note that a more specialized course or certification may be required to become a qualified Business Analyst.

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Project Manager

Project Managers plan, execute, and control projects. This course may provide you with a basic understanding of project management principles. However, it is important to note that a more specialized course or certification may be required to become a qualified Project Manager.

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Marketing Manager

Marketing Managers develop and implement marketing plans. This course may provide you with a basic understanding of marketing principles. However, it is important to note that a more specialized course or certification may be required to become a qualified Marketing Manager.

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