Credit and Credit Risk Analysis Professional Certificate Examination

This course is a part of Credit Risk and Credit Analysis, a 5-course Professional Certificate series from edX.

Ready to earn a professional certificate and stand out in your field?

If you've gained a clear, comprehensive understanding of the courses, your next step is to complete the Credit and Credit Risk Analysis Professional Certificate Examination from the New York Institute of Finance.

The exam comprises 35 questions, timed at one hour. To qualify for the certificate, learners must receive a grade of at least 70% or higher.

Prerequisite for this exam:

Earn a Verified Certificate in all parts of the Credit and Credit Risk Analysis program from NYIF:

Risk Management and Credit Principles

Ratio Analysis

Cash Flow Analysis

Projections and Structuring

What you'll learn

• Recognize how to prepare business and industry analysis to understand companies, projects, business models, and financing proposals and its use as a basis for financial analysis, project analysis, and risk decisions.
• Understand financial ratios and metrics to evaluate a company's profitability, balance sheet, capital structure and cash flow to assess overall financial performance and condition.
• Understand how to use methodology to determine financial ratings.
• Identify, recognize and evaluate off-balance-sheet risks and related items.
• Prepare cash-flow analysis related to a company, specific projects or specific financing proposals.
• Prepare projections of profitability, balance sheets, capital structure, and cash flow.
• Understand how to propose capital structure and financing alternatives, related to a specific company, deal transaction or project.
• Understand how to propose terms, conditions, and structures for a specific transaction or project financing.
• Present conclusions and recommendations of the financial performance, creditworthiness, and risk decisions related to a specific transaction or project financing.