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The Total Guide to a Great Credit Score
UPDATE: We have been asked why other courses provide many dispute letter templates and we don't. The answer is that You don't want the person reading your dispute letter to have already received several that look just like it. You want yours to stand out from all the others. While templates are an easy shortcut, easy shortcuts are not always effective. After all, you are willing to pay for a course and put in the work to get RESULTS, so don't cut corners on one of the most important tools in your arsenal, the dispute letter.
LATEST: Course updated for 2025.
Now with 49 lectures of content.
UPDATE: We have been asked why other courses provide many dispute letter templates and we don't. The answer is that You don't want the person reading your dispute letter to have already received several that look just like it. You want yours to stand out from all the others. While templates are an easy shortcut, easy shortcuts are not always effective. After all, you are willing to pay for a course and put in the work to get RESULTS, so don't cut corners on one of the most important tools in your arsenal, the dispute letter.
LATEST: Course updated for 2025.
Now with 49 lectures of content.
Learn everything you need to start improving your credit today. Put yourself in the position to buy your dream home, get a new car, or qualify for a business loan.
Your credit status is your most important financial asset. If you take care of it, it will take care of you, even in areas you have never thought about. Of course it can affect your ability to get a loan for a car or a home (and the interest rate), but it can also affect many other areas of your life such as getting a job, an apartment, bail, or even a cell phone.
In this course, we'll figure out, together, the areas where your credit can be improved, start repairing them, and lay out a working plan for issues that need a longer term to fix.
Written in a way that can be understood by anyone, No complicated jargon, no sleep inducing explanations, and no long-winded details unrelated to your situation.
Written by best-selling author and expert, Craig Randall - "For 25 Years, The Credit Repair Coach. "
Finally a course that will teach you step-by-step how to fix your credit immediately. You can actually begin the credit repair process within an hour of beginning this course.
Already up to date with 2025 tools, tricks and standards.
Included in the video course are many screen shots, images and diagrams to help you follow the
By far, this is the
You will also learn about repairing specialty areas such as foreclosures, bankruptcies, late payments, medical bills and other areas that damage credit.
And finally, you will learn how to build good financial habits that will continue to improve your credit for the rest of your life.
At the end of this course, you will have the knowledge, experience and tools to achieve a high credit score.
No Risk: 30 day money back guarantee.
Learn Anytime: Lifetime Access
Learn Anywhere: Computer, iPhone, iPad and Android
Get Recognition: Course Certificate
Your credit status is your most important financial asset. This lecture explains why, what this course will cover, and some key things to remember. It also shows how real life examples are used in lecture explanations.
Your credit report and credit score can be used to determine if you get a loan and what the interest rate is. But they can also be used to determine many other things such as if you can get a cell phone, an apartment, and even a job. In this lecture, we will cover what exactly is the credit report, and how is it different from the credit score. How are they used, who uses them, and why they are important.
Using examples, this lecture discusses real life factors that influence the credit score.
Introduction to the process of getting your 100% free credit report. No strings attached and no credit card necessary.
Explanation of the three step process to getting the free credit report.
This lecture explains the choices available when it comes to picking the credit reports you may want to view.
This lecture covers the final and most complex verification step, with real examples and detailed explanations to ensure a smooth and successful result. It also provides warnings of where things can go wrong here, and how to avoid them.
Detailed explanation of the personal information required to verify your identity for the free credit report.
A short lecture identifying this next to last step in getting your free credit report.
Some basic housekeeping information required for the course.
In this lengthy and comprehensive lecture, we cover the layout of the credit report, what is in it line-by-line, how to recognize important items that are affecting your credit score, and key parts are pointed out for future reference.
One of the most important things to do in the credit repair process is to start out organized and remain organized. This lecture uses real life examples of what the lecturer uses.
This lecture explains how the author uses the personal statement on his own credit report and what makes this a rarely used, but powerful feature.
Disputes with the credit bureaus don't always work, but the good news is that there are other ways around it.
In this detailed lecture, we look at other means for disputing, and provide example letters and other types of communications available to you.
Sometimes the traditional methods don't get the results we want. In that case, we need to consider deeper strategies such as the "Squeaky Wheel."
If our earlier communications didn't get the results we wanted, we have to "turn up the volume" and find a way to get noticed by those that can help. This example follow up letter does exactly that.
This lecture explains the negotiating tactics that will get the creditors to WANT to help you.
Being the Squeaky Wheel is not for everyone. In this lecture, we discuss different options based on your comfort level.
Negotiation can be a great tool to remove late payments from a credit report. This lecture looks at some of the tactics and tricks to do so.
Negotiation can be a great tool to remove negative closed account information from a credit report. This lecture looks at some of the tactics and tricks to do so.
There are some types of negative information that will damage credit significantly more than others. The following lectures discuss some of them.
Some background into how collections work and the motivations of collectors.
The dispute process is covered for items that have gone to collections.
How to negotiate with collection agencies.
How to request good will deletion on a collection.
Formally notifying them that they must stop contacting you.
Record their conversations and put them on notice.
Report them, and let the authorities harass them.
Know your rights, and make sure they know it.
Medical bills are the silent killer of good credit. Astronomical bills can come out of virtually nowhere and destroy credit almost overnight, This lecture discusses strategies to deal with them, both before and after they hit your credit report..
Tax liens will be taken very seriously by all future creditors. This means if you have a tax lien, you need to take it seriously as well. This lecture looks at various ways to mitigate a tax lien and potentially get rid of it.
A bankruptcy can damage a credit status more than anything else, both in the length of time it takes to go away on its own, and in lowering the credit score. It is also an area where creditors have little incentive to help you. This lecture looks at ways to mitigate a bankruptcy and minimize its damage.
The last few years have seen an epidemic in foreclosures. The good news is that there are ways to mitigate the damage to the credit status and this lecture discusses them.
Now that you are on your way to great credit, how do you maintain it and keep that credit score soaring? This lecture looks at the future for you.
This lecture looks at the advantages and disadvantages of hiring a credit repair service, as well as problem areas to look out for when hiring one. It also provides information on free credit advice services available.
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Lifetime access to purchased individual courses and future updates, verifiable certificate of completion, and direct student Q&A forums.
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