Intro to Commercial Credit Analysis, Credit Risk and Lending

This module covers the fundamentals of risk assessment including identification, analysis and evaluation of potential risks.

This module includes understanding of different legal structures of business entities such as corporations, partnerships and sole proprietorships.

In this module, you will learn the best practices of lending to small and medium enterprises, including risk assessment and loan underwriting.

Instructor Simon Green discusses the first section of accounting (part 1 of 11).

This module covers the fundamental concepts of financial accounting, including the preparation of financial statements and the accounting equation.

In this module, you will learn the process of designing, implementing and maintaining an accounting system and the use of technology in accounting.

This module includes understanding of the income statement, its purpose, components and interpretation for decision making.

In this module, you will learn the basics of balance sheet including its components and purpose, and how to interpret and analyze it.

This module covers the different types of costs, their classification and behavior and how they are used in decision making

In this module, you will learn the basics of fixed assets such as property, plant, and equipment including their acquisition, depreciation and disposal.

This module includes understanding of intangible assets, such as patents, trademarks, and copyrights, and their recognition, measurement, and disclosure.

In this module, you will learn the concept of net realizable value and its use in determining the value of inventory and impairment of assets.

This module covers the accounting treatment of leases, including the classification of leases and their impact on financial statements.

In this module, you will learn the accounting treatment of provisions such as liabilities and contingencies and the use of expected value in accounting.

This module includes understanding of the cash flow statement, its purpose, components, and interpretation for assessing liquidity and solvency.

In this module, you will learn about the changes in working capital and how it is used to evaluate the short-term financial performance of a company.

This module covers the accounting and reporting for a group of entities, including the preparation and presentation of consolidated financial statements.

In this module, you will learn about Macro Risk Analysis, including the evaluation of external factors that impact the economy and industries.

This module includes an in-depth understanding of Industry Risk Analysis, including the identification and evaluation of internal and external risks faced by the industry.

In this module, you will learn the concepts and techniques of competitive analysis to evaluate the strengths, weaknesses, opportunities and threats of competitors.

This module covers operational analysis techniques such as process mapping, flowcharting and performance metrics to evaluate internal operations and identify improvement opportunities.

In this module, you will learn the best practices and tools for assessing the effectiveness of management, including evaluating leadership, strategic planning and decision making.

This module covers advanced use of spreadsheets, including functions, formulas, modeling, and data visualization to manage and analyze financial and business data.

In this module, you will learn advanced concepts of income statement analysis, including ratio analysis, trend analysis, and benchmarking to evaluate financial performance.

In this module, you will learn the basics of the balance sheet, including its components and its role in financial analysis.

This module builds on the information from Part 1, diving deeper into the interpretation and analysis of a balance sheet.

In this module, you will learn how to use various financial ratios to analyze a company's performance and financial health.

This module includes a comprehensive overview of EBITDA and how it is used to approximate cash flow for financial analysis.

This module covers the use of solvency ratios to analyze a company's debt to net worth, and the ability to meet long-term obligations.

In this module, you will learn how to analyze and calculate inventory, accounts receivable, and accounts payable efficiency ratios.

In this module, you will learn how to analyze and interpret a company's cash flow and liquidity, understanding cash flow as an indicator of overall financial health.

This module covers the "SPACED" approach to cash flow analysis, including how to identify and analyze cash flows from operations, investments, and financing activities.

In this module, you will learn how to analyze a company's operational performance and how to identify and understand business cycles.

This module covers the impact of business cycles on financial amounts and quantities, and strategies for managing the volatility of business operations.

In this module, you will learn how to analyze the Asset and Cash Conversion Cycles and the impact on the financial position of a company.

This module includes a comprehensive overview of liquidity, including both operational and financial sources of cash and the impact on a company's access to cash.

This module covers various sources of non-operational cash, including investment income and financing activities.

In this module, you will learn about creating and interpreting management accounts, as well as assessing their effectiveness.

This module covers key focus areas in management accounts and how to prioritize limited time and resources.

This module covers industry, business and management projections and forecasts, and how to develop them.

This module covers how to make financial assumptions and evaluate payout alternatives for managing cash flow and banking.